Let's Syndicate — Working Capital At Your Fingertips
★★★★★5-Star Google Rating
Bank-Level Security
SSL Secured
Same Day Funding Available
Trusted by Businesses Nationwide
Clients Value Our Deep Funding Network
$500M+
Funding Facilitated
Across all lending categories
1.5k+
Businesses Served
Trusted by owners nationwide
21+
Funding Options
From participating lenders
300+
Lender Network
Institutional, Individual Investors & Alternative Funders
Complete Funding Portfolio
Rates checked: July 20, 2026
SBA Loan Options
Government-Backed

SBA Loan Options

Government-backed loans with competitive rates and the longest terms available. Ideal for established businesses seeking the lowest possible cost of capital for growth, acquisition, or real estate.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$50K – $5M (7a) | up to $5.5M (504) | $10M combined
Rate9.00% – 14.75%Source Rates checked: July 20, 2026
TermUp to 25 years
Speed2–12 weeks
Fixed Rate

Business Term Loans

Fixed-rate loans with predictable monthly payments for any business purpose—expansion, equipment, working capital, or debt consolidation.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$50K – $1M
Rate6.75% – 18%Source Rates checked: July 20, 2026
Term3–5 years
Speed2–8 weeks
Business Term Loans
Business Lines of Credit
Revolving

Business Lines of Credit

Draw as needed and pay interest only on amounts used. A revolving credit facility you control—perfect for managing seasonal cash flow and unexpected opportunities.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$50K – $1M
Rate7% – 45%Source Rates checked: July 20, 2026
TermRevolving
Speed1–3 days
Fast & Flexible

Working Capital Loans

General-purpose business capital for everyday operations — payroll, inventory, growth, and gap funding. The most accessible financing option with the broadest approval criteria in our marketplace.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$10K – $5M
Rate6.75% – 45%Source Rates checked: July 20, 2026
Term3–36 months
Speed24–72 hours
Working Capital Loans
Equipment Financing
Asset-Secured

Equipment Financing

Finance machinery, vehicles, or technology with the equipment itself as collateral. Preserve working capital while upgrading operations.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$10K – $5M
Rate5.50% – 30%Source Rates checked: July 20, 2026
Term2–7 years
Speed24–72 hours
Lease

Equipment Leasing

Lease machinery, vehicles, or technology with low upfront costs and flexible end-of-lease options — including $1 buyout, fixed-price purchase, or fair market value return.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$10K – $5M
Rate5% – 28%
Term2–7 years
Speed24–72 hours
Equipment Leasing
Merchant Cash Advance
Revenue-Based

Merchant Cash Advance

Capital tied to your daily sales. Fast approvals with flexible repayment that scales with your revenue—perfect for sales-driven businesses.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$5K – $2M
RateFactor 1.10 – 1.50Source Rates checked: July 20, 2026
Term3–24 months
Speed24–72 hours
Revolving MCA

MCA Lines of Credit

A revolving merchant cash advance facility — get approved for a credit line, draw only what you need, and repay through revenue-based daily or weekly debits. Re-advance automatically as you repay, paying a factor rate only on the amount you draw.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$5K – $2M
RateFactor 1.12–1.45
TermRevolving
Speed24–72 hours
MCA Lines of Credit
Accounts Receivable Factoring
Invoice

Accounts Receivable Factoring

Convert outstanding B2B invoices into immediate working capital. No debt—just sell your receivables at a fair rate without waiting for client payment.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$10K – $10M
Rate1% – 5% /moSource Rates checked: July 20, 2026
TermOngoing
Speed24 hours
Collateral

Asset-Based Lending

Loans secured by your inventory, equipment, receivables or real estate. Unlock capital from the assets you already own.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$50K – $10M
Rate6% – 36%Source Rates checked: July 20, 2026
Term1–5 years
Speed3–45 days
Asset-Based Lending
Revenue-Based Credit Lines
Revenue-Scaled

Revenue-Based Credit Lines

Credit limits that adjust with your monthly business performance. Your available capital grows as your revenue grows.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$10K – $1M
RateFactor 1.10 – 1.45Source Rates checked: July 20, 2026
TermOngoing
Speed1–14 days
Personal Credit

Startup Loans

Personal credit-based funding for new ventures and emerging businesses. Get your startup off the ground without an established business credit history.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$5K – $500K
Rate7% – 36%Source Rates checked: July 20, 2026
Term3–7 years
Speed2–10 days
Startup Loans
MCA Consolidation
Debt Restructure

MCA Consolidation

Combine multiple advances into one manageable payment. Restructure stacked MCA debt into a single, sustainable obligation.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$25K – $2M
RateFactor 1.35 – 1.69Source Rates checked: July 20, 2026
Term1–3 years
Speed24–72 hours
0% Intro

Business Credit Card Stacking

Introductory 0% rate cards from institutional banking partners. Flexible revolving credit with no interest during the intro period.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

AmountVaries
Rate0% Intro / Varies
TermRevolving
Speed7–14 days
Business Credit Card Stacking
401(k) Rollover (ROBS)
Retirement

401(k) Rollover (ROBS)

Deploy retirement funds into your business without early withdrawal penalties. Fund your venture using your own qualified retirement accounts.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

AmountVaries
RateNo interest
TermEquity-based
Speed3–4 weeks
Fix & Flip

Fix & Flip / Construction Loans

Asset-based real estate financing with approval based on property value, not personal finances. Fast closing for investors and developers.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$50K – $5M
Rate8% – 19%Source Rates checked: July 20, 2026
Term6–36 months
Speed2–14 days
Fix & Flip / Construction Loans
Residential Investment Mortgages
DSCR

Residential Investment Mortgages

DSCR and cash-out financing for investment and income-producing properties. Qualify based on property cash flow, not personal income.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$100K – $10M
Rate6.50% – 12%Source Rates checked: July 20, 2026
Term15–30 years
Speed10–20 days
Owner-Occupied

Commercial Mortgages

Long-term financing for owner-occupied commercial properties—office, retail, industrial, and mixed-use. Fixed or adjustable rates with amortizations up to 30 years.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$250K – $10M
Rate5.50% – 12%Source Rates checked: July 20, 2026
Term5–10 yr balloon / 25–30 yr amort
Speed4–8 weeks
Commercial Mortgages
Ground-Up Construction Loans
Ground-Up Construction

Ground-Up Construction Loans

Draw-based financing for new construction from raw land to certificate of occupancy. Funds release at verified milestones for spec homes, multi-family, and commercial build-outs.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$100K – $50M
Rate8% – 18%
Term12–36 months
Speed2–8 weeks
Revenue-Based

Revenue-Based Term Loans

Term loans where payments scale automatically with your business revenue. Growth capital without equity dilution or fixed monthly burdens.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$10K – $500K
RateVaries by lender
Term6–24 months
Speed3–14 days
Revenue-Based Term Loans
Credit Restructuring Programs
Credit Strategy

Credit Restructuring Programs

Strategic credit programs designed to improve your financing eligibility. Restructure existing obligations to unlock better funding terms.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$25K – $1M
RateVaries by program
TermShort-term bridge
Speed20–30 days
Home Equity

Home Equity Investment Programs

Access your home's equity without a traditional loan structure. Convert home value into business capital through equity investment.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$25K – $1M
RateEquity-based
Term10 years
Speed3–4 weeks
Home Equity Investment Programs
Cash Home Offers
Direct Cash Offer

Cash Home Offers

Get a cash offer on your property from our investor network. All we need is the address — no financing contingencies, no repairs, no showings, no listing. We match you with a motivated investor and close in under 20 business days.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

AmountAny property value
RateNo cost to seller
TermClose in < 20 business days
SpeedOffer in 24–48 hours
Bank Statement

Self-Employed Residential Mortgages (Non-QM)

Non-QM home loans for self-employed borrowers. Qualify on 12–24 months of bank-statement income — no tax returns, no W-2s. Available for primary residences, second homes, and investment properties with cash-out refinancing.

✦ AI-matched with 300+ lenders · No hard credit checks · Same-day pre-qualification

Amount$100K – $5M
Rate6.99% – 13%
Term15–30 years
Speed10–25 days
Self-Employed Residential Mortgages (Non-QM)
Platform Features

Why Should You Choose Let's Syndicate?

Lender-Powered Decisions

All credit decisions are made through our Syndicate of participating lenders. Integrated systems allow instant access to over 300 lenders for our AI Algorithm to match you with the right funding solution.

Fast Pre-Qualification Review

Submit your information to pre-qualify instantly. Some lenders may provide an immediate funding approval where others typically respond within a maximum of 48 hours.

Compare Available Rates

Access funding offers from multiple lenders. Rates and terms are determined by participating lenders and may vary based on eligibility and credit profile. Go from approval to funded same day for certain scenarios. We mean speed.

Multiple Funding Options

Our lending Syndicate contains various funders and lenders who offer a range of funding solutions — including SBA loans, term loans, and revenue-based funding for the credit conscious. We are your YES Partner in growth.

Example Offers
Most Popular

Merchant Cash Advance

$150,000

1.25 Factor Rate
8 Months
Same-Day Funding
Best Rate

Business Term Loan

$350,000

7.9% APR
60 Months
24–48 Hr Approval
Flexible Repayment

Revenue-Based Financing

$250,000

1.18 Factor Rate
18 Months
Next-Day Funding

* Example offers shown for illustrative purposes only. Actual rates, terms, and amounts are determined by participating lenders based on your business profile and eligibility.

Our Mission

Let's Syndicate · Est. 2020

Why Businesses Choose Let's Syndicate

Access to capital is about more than finding a lender — it's about having experienced professionals in your corner who understand how to navigate challenges, identify opportunities, and advocate for your best interests throughout the process.

At Let's Syndicate, we serve as the bridge between business owners and funding sources. Over time, we've developed relationships, industry knowledge, and practical experience that allow us to help clients overcome obstacles that can delay or even derail financing opportunities. While many business owners are highly capable and knowledgeable within their own industries, securing the right funding often requires a different level of expertise and access.

We've worked with clients who initially preferred to pursue financing on their own, only to discover that lender requirements, timelines, and deal structures were more complex than anticipated. In many cases, they returned to us when speed, strategy, and execution became critical. Through our lender network and understanding of the funding landscape, we were able to identify solutions that were not available to them when approaching lenders directly.

One of the most valuable benefits of working with an experienced funding partner is having someone who understands how to structure opportunities, navigate challenges, and communicate effectively with funding sources when time-sensitive situations arise. The right guidance can often make the difference between a stalled transaction and a successful closing.

Our goal is not simply to help clients obtain financing. We aim to become a trusted resource that business owners can rely on whenever funding needs arise. We believe the strongest client relationships are built through transparency, performance, and consistently delivering value when it matters most.

When you choose Let's Syndicate, you're gaining more than access to lenders — you're gaining a dedicated team committed to helping you secure the capital your business needs while simplifying a process that can otherwise be overwhelming and time-consuming.

Continue Exploring

Opportunity should feel exciting.

Growth should feel possible.

Access to capital should feel like momentum.

Move forward with confidence.

Move forward with clarity.

Ready to Explore Funding?

Move Forward &
Let's Syndicate.

Our AI-powered funding platform is available on your mobile or desktop device. Start your application, track your status, and get funded — all from the palm of your hand. Get matched with participating lenders in minutes.

SSL Secured
Soft Credit Checks Only
300+ Lenders
Mobile App

Carry Let's Syndicate in Your Pocket

Install our mobile app on iOS or Android — track your application, chat with your concierge, and get funded on the go.